Underinsured Motorist Claims
Underinsured Motorist Claims (UIM Claims)
Sometimes the at-fault driver in a motor vehicle accident has insurance coverage, but the limits of that coverage are not adequate or sufficient to cover all of your losses. If you purchased underinsured motorist coverage when you signed up for your auto insurance, then you can make a claim against your insurance carrier for the difference between the full amount of damages and the amount paid by the at-fault driver’s insurance company, assuming you have purchased sufficient coverage. You should not be penalized for making such a claim by your own company either, for this is the reason you take out this coverage and pay premiums for it.
If you have suffered an injury due to someone else’s negligence and find that their insurance coverage is insufficient to cover your losses and damages, you should contact the Law Offices of William D. Black to explore the possibility of pursuing an underinsured motorist claim. Please call us at 602 265-2211 or contact us online.